Hawaii Accidents

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Search results for “Hawaii no-fault”

20 results

Took that Waipahu ride and now the borrowed-car denial is your problem

You were working, a passenger was in the car, the at-fault driver borrowed the vehicle, and now you're stuck figuring out Hawaii no-fault, rideshare coverage, and the VA at the same time.

ARTICLE by Marcus Torres

Hawaii Crash Claims Involving Preexisting Mental Health Conditions

In Hawaii, an insurer does not get to erase serious post-crash mental health harm just by pointing to old anxiety or depression, but they will absolutely try.

ARTICLE by Grace Santos

Can I file a Waipahu crash claim if my boss threatens deportation?

The insurance company may hint that you cannot file without "papers," a Social Security number, or perfect ID. That is not true. In Hawaii, a motor vehicle injury claim is not...

Why is my Waipahu insurer saying no plate means no UM claim?

In Hawaii, many UM hit-and-run claims land roughly in the $15,000 to $50,000 range, with serious injury cases going much higher. If your insurer is acting like "no plate, no...

How does a Honolulu crash claim usually work after a holiday weekend head-on collision?

The worst mistake people make is assuming the other driver's insurer starts paying everything right away. In Hawaii, that is usually not how it works. Before you know the...

Why is insurance trying to blame me for my Waipahu crash?

What the insurance company does not want you to know is that blaming you early is how they cut payout value fast. Yes, this happens all the time in Hawaii. If you were driving...

Can Hawaii insurance deny me because my old injury got worse?

On H-1 near the Vineyard Boulevard exit in Honolulu, a lot of people make the same mistake: they tell themselves, "My back was already bad, so I probably can't claim this,"...

I never got the hit-and-run plate in Honolulu. Did I ruin my case?

In California, people often focus first on the other driver's liability claim. Hawaii is different because it is a no-fault state: your own Personal Injury Protection (PIP) is...

Can my undocumented husband still file after a Waipahu pothole crash last year?

The ER doctor writes down what hurt and when it started. The insurance company reads that same chart looking for gaps, old injuries, and any excuse to say he waited too long....

UM Coverage Options After a Hawaii Crash

If the driver who hit you in Hawaii only carried the bare minimum and your treatment is dragging on because specialists are hours away, your own policy may be the only real money left.

ARTICLE by Lisa Fernandez

Can I sue over a Kahului tire blowout if I'm undocumented?

What your employer or landlord is hoping you never find out: your immigration status does not cancel your right to file an injury claim in Hawaii. If the tire itself was...

Honolulu bus pileup in fog and the insurance number sounds way too low

A Honolulu fog pileup with a city bus can turn into a fight over medical care and policy limits fast, especially when the adjuster is lowballing you.

ARTICLE by Grace Santos

My Honolulu crash is almost two years old and Medicare wants a cut

Two impacts, two insurers, Medicare in the middle, and the deadline can sneak up fast if you moved here recently and don't know the system.

ARTICLE by Derek Kahunahana

Can I sue in Hilo if a recalled car part made my crash worse?

Yes - in Hawaii, you may have a separate product-liability claim if a defective or recalled part caused or worsened your injuries. The key question is who put the bad part into...

Why is Kahului insurance rushing me to settle before my doctor rates my disability?

They will tell you "your treatment is basically done," "we can pay now," and "a disability rating isn't necessary." That line costs people the most money, because once you sign...

Why is Honolulu insurance saying I can just sign away my kid's crash claim?

There is no single Hawaii average, but Honolulu child-injury crash settlements often range from the low five figures to six figures or more when the child has fractures, head...

Honolulu truck crash and now the business says it's just an LLC?

A commercial truck hit a farm worker at a rural Honolulu intersection, and now the business is hiding behind an LLC while medical bills and rent are piling up.

ARTICLE by Marcus Torres

our bills won't wait while the rental car insurers fight

When a project manager dies after being hit in Kaneohe, the estate, the spouse, the kids, and the insurance mess are not all the same claim.

ARTICLE by Lisa Fernandez

My coworker said only the Uber driver's insurance covers me after a Kaneohe work-truck crash?

No. If your Uber got hit near Likelike Highway by a work truck coming through a Kaneohe-area construction zone, it is not just the Uber driver's insurance. In Hawaii, the first...

Can I still use my Hawaii UM coverage without a plate number?

Unlike California, where hit-and-run fights often turn on stricter proof issues, in Hawaii the key is speed: report it immediately, notify your insurer as soon as possible, and...