Hawaii Accidents

FAQ | Glossary | Topics

ES EN

Search results for “UM/UIM”

20 results

UM Coverage Options After a Hawaii Crash

If the driver who hit you in Hawaii only carried the bare minimum and your treatment is dragging on because specialists are hours away, your own policy may be the only real money left.

ARTICLE by Lisa Fernandez

An IME doctor said you're fine - the MRI fight starts there

A Kaneohe bus driver can still have a real injury claim when the insurance doctor pretends the MRI means nothing.

ARTICLE by Jennifer Nakamura

Why is my Waipahu insurer saying no plate means no UM claim?

In Hawaii, many UM hit-and-run claims land roughly in the $15,000 to $50,000 range, with serious injury cases going much higher. If your insurer is acting like "no plate, no...

Can I use my Honolulu UM coverage if the other driver only has 20/40/10?

What the insurance company does not want you to know is that 20/40/10 is just Hawaii's legal minimum, not a cap on what your injuries are worth. If the driver who rear-ended...

Scared to file after a Pearl City H-1 crash because of your status? A city truck claim gets ugly fast

A crash with a city-owned truck on H-1 near Pearl City is not a normal insurance claim, and a criminal charge against the driver does not pause the civil fight over your injuries or your mental health.

ARTICLE by Kimo Aiona

What evidence do I need for a Kaneohe hit-and-run Uber UM claim?

The one thing the insurer is hoping you never find out is that no plate number does not kill a Hawaii UM claim. Before you know that, a passenger hurt in an Uber on Kamehameha...

A pressure ulcer is a bedsore caused by prolonged pressure on the skin. "Pressure" means body weight cutting off blood flow, usually where bone presses against a mattress,...

Hilo postal route wrecked by construction gravel and now they're pushing light duty anyway

A Hilo postal worker can have a work injury claim and a separate fault case over road debris, and the biggest fights are usually over blame and forced "light duty."

ARTICLE by Marcus Torres

Just left Maui Memorial and the city truck claim gets ugly fast

A crosswalk injury claim against a city-owned truck in Kahului does not turn into an immigration case, but the county process is stricter and the blame fight starts immediately.

ARTICLE by Lisa Fernandez

Can I still use my Hawaii UM coverage without a plate number?

Unlike California, where hit-and-run fights often turn on stricter proof issues, in Hawaii the key is speed: report it immediately, notify your insurer as soon as possible, and...

My Honolulu crash is almost two years old and Medicare wants a cut

Two impacts, two insurers, Medicare in the middle, and the deadline can sneak up fast if you moved here recently and don't know the system.

ARTICLE by Derek Kahunahana

Honolulu bus pileup in fog and the insurance number sounds way too low

A Honolulu fog pileup with a city bus can turn into a fight over medical care and policy limits fast, especially when the adjuster is lowballing you.

ARTICLE by Grace Santos

Kaneohe crash rumor check: a city truck does not get to choose your doctor

A city truck claim in Kaneohe does not work like a regular hit-and-run, and the fight usually starts with treatment, paperwork, and whether your symptoms showed up right away.

ARTICLE by Kimo Aiona

A city truck hit your parked vehicle in Honolulu, and the clock is already moving

If a City and County of Honolulu truck damaged your parked vehicle and left, the deadlines start fast and the claim process is not the normal insurance routine.

ARTICLE by Jennifer Nakamura

Could a Waipahu crash settlement wipe out the SSDI check you live on?

A Waipahu rideshare driver on SSDI after a rear-end crash usually does not lose SSDI because of a settlement, but the hospital lien can gut the payout unless it gets challenged and reduced.

ARTICLE by Marcus Torres

Honolulu truck crash and now the business says it's just an LLC?

A commercial truck hit a farm worker at a rural Honolulu intersection, and now the business is hiding behind an LLC while medical bills and rent are piling up.

ARTICLE by Marcus Torres

i got hit on my motorcycle in Waipahu and now some stranger is filming me

A first crash is bad enough, and it gets worse fast when the insurer sends a private investigator to catch you moving around and call you a liar.

ARTICLE by Keoni Makoa

Honolulu city truck turned right into my bike and now they're saying I waited too long

A Honolulu cyclist hit by a city-owned truck may not have the clock start the same way they think if the serious injury was discovered later, but city claims bring a whole extra layer of hassle fast.

ARTICLE by Grace Santos

our bills won't wait while the rental car insurers fight

When a project manager dies after being hit in Kaneohe, the estate, the spouse, the kids, and the insurance mess are not all the same claim.

ARTICLE by Lisa Fernandez

multidistrict litigation

You may see this in a court notice, a lawyer's letter, or a news update saying your case has been "transferred to an MDL" or "included in coordinated federal proceedings." That...