Hawaii Accidents

FAQ | Glossary | Topics

ES EN

Search results for “underinsured driver”

20 results

An IME doctor said you're fine - the MRI fight starts there

A Kaneohe bus driver can still have a real injury claim when the insurance doctor pretends the MRI means nothing.

ARTICLE by Jennifer Nakamura

Why is my Waipahu insurer saying no plate means no UM claim?

In Hawaii, many UM hit-and-run claims land roughly in the $15,000 to $50,000 range, with serious injury cases going much higher. If your insurer is acting like "no plate, no...

Can my undocumented husband still file after a Waipahu pothole crash last year?

The ER doctor writes down what hurt and when it started. The insurance company reads that same chart looking for gaps, old injuries, and any excuse to say he waited too long....

What evidence do I need for a Kaneohe hit-and-run Uber UM claim?

The one thing the insurer is hoping you never find out is that no plate number does not kill a Hawaii UM claim. Before you know that, a passenger hurt in an Uber on Kamehameha...

UM Coverage Options After a Hawaii Crash

If the driver who hit you in Hawaii only carried the bare minimum and your treatment is dragging on because specialists are hours away, your own policy may be the only real money left.

ARTICLE by Lisa Fernandez

i got hit on my motorcycle in Waipahu and now some stranger is filming me

A first crash is bad enough, and it gets worse fast when the insurer sends a private investigator to catch you moving around and call you a liar.

ARTICLE by Keoni Makoa

Honolulu truck crash and now the business says it's just an LLC?

A commercial truck hit a farm worker at a rural Honolulu intersection, and now the business is hiding behind an LLC while medical bills and rent are piling up.

ARTICLE by Marcus Torres

Could a Waipahu crash settlement wipe out the SSDI check you live on?

A Waipahu rideshare driver on SSDI after a rear-end crash usually does not lose SSDI because of a settlement, but the hospital lien can gut the payout unless it gets challenged and reduced.

ARTICLE by Marcus Torres

Can I use my Honolulu UM coverage if the other driver only has 20/40/10?

What the insurance company does not want you to know is that 20/40/10 is just Hawaii's legal minimum, not a cap on what your injuries are worth. If the driver who rear-ended...

My coworker said only the Uber driver's insurance covers me after a Kaneohe work-truck crash?

No. If your Uber got hit near Likelike Highway by a work truck coming through a Kaneohe-area construction zone, it is not just the Uber driver's insurance. In Hawaii, the first...

Honolulu bus pileup in fog and the insurance number sounds way too low

A Honolulu fog pileup with a city bus can turn into a fight over medical care and policy limits fast, especially when the adjuster is lowballing you.

ARTICLE by Grace Santos

Parked outside a Hilo office, hit by a runner, then lowballed by a lying adjuster

A janitor in Hilo got stuck with a parked-car hit-and-run and an adjuster playing games about policy limits.

ARTICLE by Marcus Torres

Hawaii Crash Claims Involving Preexisting Mental Health Conditions

In Hawaii, an insurer does not get to erase serious post-crash mental health harm just by pointing to old anxiety or depression, but they will absolutely try.

ARTICLE by Grace Santos

Am I screwed if his employer says he was off the clock?

A Hilo salon worker got hit head-on in a parking garage, and the ugly fight is whether the driver's employer can dodge the claim by saying he was off duty.

ARTICLE by Kimo Aiona

our bills won't wait while the rental car insurers fight

When a project manager dies after being hit in Kaneohe, the estate, the spouse, the kids, and the insurance mess are not all the same claim.

ARTICLE by Lisa Fernandez

Took that Waipahu ride and now the borrowed-car denial is your problem

You were working, a passenger was in the car, the at-fault driver borrowed the vehicle, and now you're stuck figuring out Hawaii no-fault, rideshare coverage, and the VA at the same time.

ARTICLE by Marcus Torres

Can I file a Waipahu crash claim if my boss threatens deportation?

The insurance company may hint that you cannot file without "papers," a Social Security number, or perfect ID. That is not true. In Hawaii, a motor vehicle injury claim is not...

Scared to file after a Pearl City H-1 crash because of your status? A city truck claim gets ugly fast

A crash with a city-owned truck on H-1 near Pearl City is not a normal insurance claim, and a criminal charge against the driver does not pause the civil fight over your injuries or your mental health.

ARTICLE by Kimo Aiona

Can I still use my Hawaii UM coverage without a plate number?

Unlike California, where hit-and-run fights often turn on stricter proof issues, in Hawaii the key is speed: report it immediately, notify your insurer as soon as possible, and...

My adjuster just said this Hilo crash is only workers' comp

A Hilo social worker can end up with workers' comp, PIP, and a claim against the left-turn driver all at once, and the insurers will spend months arguing over who pays first.

ARTICLE by Amy Chang