The adjuster is about to ask, "What proof do you have right now?" Your answer can decide whether this gets treated like a real injury claim or shoved onto your personal insurance and buried.

Do not trust your boss to preserve anything. Gather it yourself if you safely can. Employers say "we'll handle it" all the time, then the truck gets repaired, the dashcam overwrites, and the story suddenly changes.

If it was a minor crash and you can move around, use your phone immediately. Photograph:

• all vehicles, plates, VIN if visible, company logos
• the whole scene, lane positions, skid marks, debris, traffic lights
• your injuries, torn clothes, tools, and anything loose in the cab
• the street signs and exact location in Pearl City
• the other driver's license, insurance card, and any witness contact info

If there's injury or apparent damage of $3,000 or more, Hawaii law requires the crash to be reported. In Pearl City, that usually means Honolulu Police Department response. If police do not investigate at the scene, a driver may need to file the written crash report within 10 days.

If it involved a company truck, contractor vehicle, or service truck while you were working, do both: preserve crash evidence and report it as a work injury. Hawaii workers' compensation is handled through the Department of Labor and Industrial Relations, Disability Compensation Division. Your boss telling you to "just use your own insurance" is often about protecting their premiums, not protecting you.

If it was a serious crash - ambulance ride, tow-away, possible head injury, or roads closed from weather like a Pali backup or flash-flood detour - get someone else to preserve evidence fast. Ask for the police report number, save ER paperwork, screenshot your call log, and send a written text to your supervisor the same day reporting the injury.

Dashcam footage can disappear in days. Phone photos get lost. Witnesses stop answering once tax-season bills hit and people move on. Save everything now.