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Search results for “Hawaii insurance”

20 results

Hawaii Crash Claims Involving Preexisting Mental Health Conditions

In Hawaii, an insurer does not get to erase serious post-crash mental health harm just by pointing to old anxiety or depression, but they will absolutely try.

ARTICLE by Grace Santos

Took that Waipahu ride and now the borrowed-car denial is your problem

You were working, a passenger was in the car, the at-fault driver borrowed the vehicle, and now you're stuck figuring out Hawaii no-fault, rideshare coverage, and the VA at the same time.

ARTICLE by Marcus Torres

UM Coverage Options After a Hawaii Crash

If the driver who hit you in Hawaii only carried the bare minimum and your treatment is dragging on because specialists are hours away, your own policy may be the only real money left.

ARTICLE by Lisa Fernandez

Can Hawaii insurance deny me because my old injury got worse?

On H-1 near the Vineyard Boulevard exit in Honolulu, a lot of people make the same mistake: they tell themselves, "My back was already bad, so I probably can't claim this,"...

Why is my Waipahu insurer saying no plate means no UM claim?

In Hawaii, many UM hit-and-run claims land roughly in the $15,000 to $50,000 range, with serious injury cases going much higher. If your insurer is acting like "no plate, no...

Can my undocumented husband still file after a Waipahu pothole crash last year?

The ER doctor writes down what hurt and when it started. The insurance company reads that same chart looking for gaps, old injuries, and any excuse to say he waited too long....

Honolulu bus pileup in fog and the insurance number sounds way too low

A Honolulu fog pileup with a city bus can turn into a fight over medical care and policy limits fast, especially when the adjuster is lowballing you.

ARTICLE by Grace Santos

Why is insurance trying to blame me for my Waipahu crash?

What the insurance company does not want you to know is that blaming you early is how they cut payout value fast. Yes, this happens all the time in Hawaii. If you were driving...

Can I file a Waipahu crash claim if my boss threatens deportation?

The insurance company may hint that you cannot file without "papers," a Social Security number, or perfect ID. That is not true. In Hawaii, a motor vehicle injury claim is not...

My Honolulu crash is almost two years old and Medicare wants a cut

Two impacts, two insurers, Medicare in the middle, and the deadline can sneak up fast if you moved here recently and don't know the system.

ARTICLE by Derek Kahunahana

Why does Hilo insurance get to pick the doctor after my deer crash?

They do not get the final say on your injuries, and you need to push back fast before benefits get cut off. The insurance doctor is not your treating doctor. If the insurer...

Honolulu truck crash and now the business says it's just an LLC?

A commercial truck hit a farm worker at a rural Honolulu intersection, and now the business is hiding behind an LLC while medical bills and rent are piling up.

ARTICLE by Marcus Torres

Why is Honolulu insurance saying I can just sign away my kid's crash claim?

There is no single Hawaii average, but Honolulu child-injury crash settlements often range from the low five figures to six figures or more when the child has fractures, head...

My coworker said only the Uber driver's insurance covers me after a Kaneohe work-truck crash?

No. If your Uber got hit near Likelike Highway by a work truck coming through a Kaneohe-area construction zone, it is not just the Uber driver's insurance. In Hawaii, the first...

our bills won't wait while the rental car insurers fight

When a project manager dies after being hit in Kaneohe, the estate, the spouse, the kids, and the insurance mess are not all the same claim.

ARTICLE by Lisa Fernandez

A city truck hit your parked vehicle in Honolulu, and the clock is already moving

If a City and County of Honolulu truck damaged your parked vehicle and left, the deadlines start fast and the claim process is not the normal insurance routine.

ARTICLE by Jennifer Nakamura

Can my Hilo boss force me to use my own insurance after a work crash?

No. In Hawaii, once an employer knows about a work injury, it generally must report it to the Disability Compensation Division within 7 working days. Picture a Hilo...

Can I use my Honolulu UM coverage if the other driver only has 20/40/10?

What the insurance company does not want you to know is that 20/40/10 is just Hawaii's legal minimum, not a cap on what your injuries are worth. If the driver who rear-ended...

Why is Kahului insurance rushing me to settle before my doctor rates my disability?

They will tell you "your treatment is basically done," "we can pay now," and "a disability rating isn't necessary." That line costs people the most money, because once you sign...

I waited months to get PTSD treatment after my Waipahu crash. Did I ruin it?

In California, a long gap in mental health treatment after a crash often gets hammered even harder because the insurer has more room to argue your symptoms came from something...