Hawaii Accidents

FAQ | Glossary | Topics

ES EN

Search results for “policy limits”

20 results

Honolulu bus pileup in fog and the insurance number sounds way too low

A Honolulu fog pileup with a city bus can turn into a fight over medical care and policy limits fast, especially when the adjuster is lowballing you.

ARTICLE by Grace Santos

Parked outside a Hilo office, hit by a runner, then lowballed by a lying adjuster

A janitor in Hilo got stuck with a parked-car hit-and-run and an adjuster playing games about policy limits.

ARTICLE by Marcus Torres

UM Coverage Options After a Hawaii Crash

If the driver who hit you in Hawaii only carried the bare minimum and your treatment is dragging on because specialists are hours away, your own policy may be the only real money left.

ARTICLE by Lisa Fernandez

My Honolulu crash is almost two years old and Medicare wants a cut

Two impacts, two insurers, Medicare in the middle, and the deadline can sneak up fast if you moved here recently and don't know the system.

ARTICLE by Derek Kahunahana

child support guidelines

A set of legal rules and formulas used to calculate how much financial support a parent should pay for a child, usually based on each parent's income, the child's needs, and...

strict product liability

Do you have to prove a company was careless to recover for a dangerous product? Not always. Strict product liability allows an injured person to hold a manufacturer,...

Hilo postal route wrecked by construction gravel and now they're pushing light duty anyway

A Hilo postal worker can have a work injury claim and a separate fault case over road debris, and the biggest fights are usually over blame and forced "light duty."

ARTICLE by Marcus Torres

Honolulu city truck turned right into my bike and now they're saying I waited too long

A Honolulu cyclist hit by a city-owned truck may not have the clock start the same way they think if the serious injury was discovered later, but city claims bring a whole extra layer of hassle fast.

ARTICLE by Grace Santos

Can I use my Honolulu UM coverage if the other driver only has 20/40/10?

What the insurance company does not want you to know is that 20/40/10 is just Hawaii's legal minimum, not a cap on what your injuries are worth. If the driver who rear-ended...

i got hit on my motorcycle in Waipahu and now some stranger is filming me

A first crash is bad enough, and it gets worse fast when the insurer sends a private investigator to catch you moving around and call you a liar.

ARTICLE by Keoni Makoa

As Hawaii drivers keep feeling higher repair and insurance costs, this phrase comes up more often in adjuster letters: PIP exhaustion means your no-fault medical benefits have...

Hawaii Crash Claims Involving Preexisting Mental Health Conditions

In Hawaii, an insurer does not get to erase serious post-crash mental health harm just by pointing to old anxiety or depression, but they will absolutely try.

ARTICLE by Grace Santos

I got a denial letter after my Kaneohe bridge crash and it barely explains anything

A nurse in Kaneohe crashes on black ice after a 12-hour shift, gets a vague denial, and then learns the injury was much worse than anyone thought.

ARTICLE by Jennifer Nakamura

A city truck hit your parked vehicle in Honolulu, and the clock is already moving

If a City and County of Honolulu truck damaged your parked vehicle and left, the deadlines start fast and the claim process is not the normal insurance routine.

ARTICLE by Jennifer Nakamura

An IME doctor said you're fine - the MRI fight starts there

A Kaneohe bus driver can still have a real injury claim when the insurance doctor pretends the MRI means nothing.

ARTICLE by Jennifer Nakamura

Honolulu truck crash and now the business says it's just an LLC?

A commercial truck hit a farm worker at a rural Honolulu intersection, and now the business is hiding behind an LLC while medical bills and rent are piling up.

ARTICLE by Marcus Torres

Why does Hilo insurance get to pick the doctor after my deer crash?

They do not get the final say on your injuries, and you need to push back fast before benefits get cut off. The insurance doctor is not your treating doctor. If the insurer...

Why is my Waipahu insurer saying no plate means no UM claim?

In Hawaii, many UM hit-and-run claims land roughly in the $15,000 to $50,000 range, with serious injury cases going much higher. If your insurer is acting like "no plate, no...

Like a road map for two households, a parenting plan lays out how parents will share the work of raising a child after separation or divorce. It usually covers where the child...

postnuptial agreement

A written contract spouses sign after marriage to set rules about money, property, and debt. "Written" matters because informal promises usually do not hold up when a marriage...